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Year on year Paragon Banking Group PLC had net income fall -50.92% from 313.60m to 153.90m despite a 81.09% increase in revenues from 567.50m to 1.03bn. An increase in the cost of goods sold as a percentage of sales from 19.91% to 37.80% was a component in the falling net income despite rising revenues.
Gross margin | 54.35% |
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Net profit margin | 16.08% |
Operating margin | 21.46% |
Return on assets | 1.09% |
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Return on equity | 14.43% |
Return on investment | 4.13% |
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Cash flow in GBPView more
In 2023, Paragon Banking Group PLC increased its cash reserves by 55.09%, or 1.06bn. The company earned 2.17bn from its operations for a Cash Flow Margin of 211.32%. In addition the company used 3.10m on investing activities and also paid 1.11bn in financing cash flows.
Cash flow per share | 0.9223 |
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Price/Cash flow per share | 7.37 |
Book value per share | 6.38 |
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Tangible book value per share | 5.60 |
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Balance sheet in GBPView more
Current ratio | -- |
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Quick ratio | -- |
Total debt/total equity | 12.30 |
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Total debt/total capital | 0.9248 |
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Growth rates in GBP
Year on year, growth in dividends per share increased 30.77% while earnings per share excluding extraordinary items fell by -47.33%. Additionally when measured on a five year annualized basis, both dividend per share and earnings per share growth ranked in-line with the industry average relative to its peers.
Div yield(5 year avg) | 5.68% |
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Div growth rate (5 year) | 14.03% |
Payout ratio (TTM) | 28.65% |
EPS growth(5 years) | 4.13 |
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EPS (TTM) vs TTM 1 year ago | -10.64 |
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